D 
打白条 issue IOU 
大额存单 certificate of deposit (CD) 
大额提现 withdraw deposits in large amounts 
大面积滑坡 wide-spread decline 
大一统的银行体制 (all-in-one) mono-bank system 
呆账(请见“坏账”) bad loans 
呆账准备金 loan loss reserves (provisions) 
呆滞贷款 idle loans 
贷款沉淀 non-performing loans 
贷款分类 loan classification 
贷款限额管理 credit control;to impose credit ceiling 
贷款约束机制 credit disciplinary (constraint) mechanism 
代理国库 to act as fiscal agent 
代理金融机构贷款 make loans on behalf of other institutions 
戴帽贷款 ear-marked loans 
倒逼机制 reversed transmission of the pressure for easing monetary condition 
道德风险 moral hazard 
地区差别 regional disparity 
第一产业 the primary industry 
第二产业 the secondary industry 
第三产业 the service industry;the tertiary industry 
递延资产 deferrable assets 
订货不足 insufficient orders 
定期存款 time deposits 
定向募集 raising funds from targeted sources 
东道国(请见“母国”) host country 
独立核算 independent accounting 
短期国债 treasury bills 
对冲操作 sterilization operation;hedging 
对非金融部门债权 claims on non-financial sector 
多种所有制形式 diversified ownership   				  		
 
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