W: Hello! How can I help you, sir?
M: I want to take out a loan for school. What kind of interest rate do you offer?
W: Do you qualify for any of the Federal loan programs?
M: Yes, but I need to borrow some more money.
W: Well. In that case we can offer you a private educational loan.
M: What's the interest rate?
W: It's 7.2%, fixed-rate loan.
M: How do I go about taking it out?
W: Just fill out this application. We can let you know right away if you qualify.
M: All right, thank you!
