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benefit – v. to be useful or profitable to
insurance – n. an agreement in which a person makes regular payments to a company and the company promises to pay money if the person is injured or dies, or to pay money equal to the value of something such as a house or car if it is damaged, lost, or stolen
means – n. something that helps a person to get what he or she wants
vocal – adj. of, relating to, or produced by the voice
