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crazy – adj. very strange or unusual
concept – n. an idea of what something is or how it works
financial – adj. relating to money
income – n. money that is earned from work, investments, or business
stress – n. a state of mental tension and worry caused by problems in your life or work
social – adj. relating to or involving activities in which people spend time talking to each other or doing enjoyable things with each other
graduate – adj. of or relating to a course of studies taken at a college or university after earning a bachelor's degree or other first degree
academic – adj. of or relating to schools and education
afford – v. to be able to pay for something
trait(s) – n. a quality that makes one person or thing different from another
setting – n. the place and conditions in which something happens or exists
access – v. to be able to use, enter, or get near something
