As a country recently untangled from Western sanctions, Myanmar's banking sector remains well-behind the curve.
It was only five years ago, in 2011, that the country got its first new batch of ATM's after authorities took all of them off-line in 2003 in the midst of a severe banking crisis.
A recent report by global consulting firm Roland Berger shows, less than one-in-four people in Myanmar have a bank account, and only 2-percent hold debit cards.
And it was not until early this year that the country's banking system adopted a real- time gross settlement system, which makes the once-manual process of clearing and settling payments alm